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Money Well Spent
The last few weeks of summer were filled with summer fun. My sister was visiting so I had been attempting to cram in every possible experience to make sure that once back-to-school hit we could look back and reassure ourselves that we did everything we could to maximize this time. And in the … [Read more...]
Do you coupon?
Now that the decision to stick with day care is made (insert huge sigh of relief) It's time for me to move onto the more practical consequences of going with full time daycare. The first biggie I am looking to tackle is how to work it into my budget. The only way to do that is to … [Read more...]
She called me a PRINCESS. Meeting Gail Vaz-Oxlade.
Uh-oh. She started yelling at me "What do you mean you don't know how to do your taxes?"I felt like a teenager all over again. I think of myself as being a relatively smart and reliable woman of today. I try to find "balance". I have interests outside of my daily shuffle with the kids and … [Read more...]
Austerity Measures
So, I did a household budget last week. -GULP- How can three people spend so much money just...living? I mean, yes: we go on vacation, I drive a new car and we don't buy our clothes at thrift shops. On the other hand, we're not flying first-class to Rome, I have a Toyota not a BMW and I tog the … [Read more...]
Budget or Fudge It?
We're at that point in the year when we're looking ahead to the fall, scratching our heads and wondering how on earth we're going to pay for all of the expenses looming in September. Now that our second daughter is nearly three, she will be old enough for preschool and ballet and swimming … [Read more...]
Homegirl
At long last, I love our house. It used to be old and poorly designed but it is now newly renovated and the layout is beautiful and suits our family's needs. The problem is, I have no idea how to decorate it, to take the lovely bones of the structure we've built and make it our own. See, there's … [Read more...]
What does Ontario Tax Harmonization, or OVAT (Ontario Value Added Tax), mean for your family?
People in Ontario are about to be hit with rising costs in a big way. It is difficult enough to deal with all the financial stresses in this current recession without the government adding more to our plate. Increased taxes are one of the last things Ontarians can afford and yet that is … [Read more...]