A colleague of mine was diagnosed with brain cancer today and when I asked whether he had a critical illness policy, he said "NO! Can you believe after all these years of telling clients how important this insurance is, that I did not stop to put my own policy in place." And then he called himself … [Read more...]
Gearing up for Back to School Financial Checkup
Given the recessionary times we've been in and are hopefully moving out of soon, I'd like to suggest a bit of a twist on the classic Back to School shopping. I'll call it Back to School Financial Checkup. Prior to setting out to buy new clothes once we realize how much our kids have sprouted … [Read more...]
Insurance: What You Need to Know
If you have kids, you need Life Insurance...here's what you need to know! There are 3 main types of life insurance: Term Life, Whole Life, and Universal Life:Term Life: A plan of insurance which covers the insured for only a certain period of time and not necessarily for his or her entire life. … [Read more...]
What does Ontario Tax Harmonization, or OVAT (Ontario Value Added Tax), mean for your family?
People in Ontario are about to be hit with rising costs in a big way. It is difficult enough to deal with all the financial stresses in this current recession without the government adding more to our plate. Increased taxes are one of the last things Ontarians can afford and yet that is … [Read more...]